Privacy Notice
Rev 12/2011
What does benton county schools credit union do with your personal information?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
Social Security Number and account transactions, account balances and payment history, credit history and overdraft history. When you are no longer our customer, we continue to share your information as described in this notice.
How?
All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Benton County Schools CU chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information - Does Benton County Schools CU share? - Can you limit this sharing?
For our everyday business purposes—such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Does Benton County Schools CU share? Yes
Can you limit this sharing? No
For our marketing purposes—to offer our products and services to you
Does Benton County Schools CU share? No
Can you limit this sharing? We don't share
For joint marketing with other financial companies
Does Benton County Schools CU share? No
Can you limit this sharing? We don't share
For our affiliates’ everyday business purposes—information about your transactions and experiences
Does Benton County Schools CU share? No
Can you limit this sharing? We don't share
For our affiliates’ everyday business purposes—information about your creditworthiness
Does Benton County Schools CU share? No
Can you limit this sharing? We don't share
For nonaffiliates to market to you
Does Benton County Schools CU share? No
Can you limit this sharing? We don't share
What we do
How does Benton County Schools CU protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Benton County Schools CU collect my personal information? We collect your personal information, for example, when you
open an account or apply for a loan
give us your contact information or show your driver’s license
provide your mortgage information.
We also collect your personal information from other companies.
Why can’t I limit all sharing? Federal law gives you the right to limit only
sharing for affiliates’ everyday business purposes—information about your creditworthiness
affiliates from using your information to market to you
sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies.
Benton County Schools CU has no affiliates.
Nonaffiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
Benton County Schools CU does not share with nonaffiliates so they can market to you.
Joint marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
Benton County Schools CU doesn’t jointly market.