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Auto Loans

Benton County Schools Credit Union is the place to be for your vehicle purchases or refinances!

We can help you figure out how to get the best deal before you start shopping. We offer new and used car pricing guides free to our membership! Take the hassle out of your next car purchase; stop by Benton County Schools Credit Union before you start shopping!

Ask us about our Meet or Beat Policy!

Auto Loan Rates

New Vehicle – Fixed Rate Loans – Effective November 1, 2024*
  
	APR
	Maximum Term

84 Months

  New Vehicle – Variable Rate Loans
  
	APR
	Maximum Term
    Margin
	Minimum APR

84 Months

  Used Vehicle (less than 6 model years old) – Fixed Rate Loans
  
	APR
	Maximum Term

84 Months

Used Vehicle (less than 6 model years old) – Variable Rate Loans
  
	APR
	Maximum Term
	Margin
	Minimum APR

84 Months

*Auto loan rates are a special rate. Please ask for more information.

  New RVs & Boats – Effective November 1, 2024

    Loans
    APR
    Maximum
  
    Fixed Rate
    
    120 Mo.
144 Mo.
180 Mo.

  New RVs & Boats

    Loans
    APR
    Maximum Term
    Margin
    Minimum APR
  
     Variable Rate
    *

      *

      *
    120 Mo.
144 Mo.
180 Mo.

  Used RVs & Boats

    Loans
    APR
    Maximum Term
  
     Fixed Rate
    
    96 Mo.

  Used RVs & Boats

    Loans
    APR
    Maximum Term
    Margin
    Minimum APR
  
     Variable Rate
    *
    96 Mo.

APR – Annual Percentage Rate

These are our lowest rates offered. Your rate may vary depending on your credit history

A car is considered “NEW” if it is next year’s, this year’s, or last year’s model with <20,000 miles.

SAMPLE NEW VEHICLE LOAN TERMS: $25,000.00 loan at 3.25%, 84 monthly payments of $333.14. This is just a sample. Rates may vary.

SAMPLE USED VEHICLE LOAN TERMS: $20,000.00 loan at 3.75%, 84 monthly payments of $271.07. This is just a sample. Rates may vary.

*This is a start-up rate.

SAMPLE RV/BOAT LOAN TERMS: $40,000.00 loan at 4.25%, 144 monthly payments of $355.09.